Sacramento, CA
Homes in 95864: what they're like and what they need
A plain-English report on the 10,530 homes in ZIP 95864, from public Census and city data, with the repairs and upgrades homes like these usually need.
1960
Typical home built
88%
Built before 1980
75%
Heat with gas
75%
Owner-occupied
What homes in 95864 usually need
Electrical panel check before an EV charger or heat pump
88% of homes here were built before 1980, when panels were often sized for much less load. Check yours before adding big electric items.
Earthquake bolting and bracing
Houses built before 1980 on raised foundations are the ones California's Earthquake Brace + Bolt program offers grants for. Check whether your home qualifies.
Lead-safe painting and remodeling
About 85% of homes here are older than 1978. Painters and remodelers working on them must follow EPA lead-safe rules (RRP certification).
Gas furnace to heat pump
75% of homes in 95864 heat with gas. A heat pump replaces the furnace and adds AC, and local utility rebates often cover a large share.
Older pipes and sewer lines
51% of homes here are from the 1950s or earlier, when galvanized supply pipes and clay or cast-iron sewer lines were common. A camera inspection of the sewer line is cheap insurance.
Roof and gutters before the rains
Half the homes here were built before 1961. Most roofs last 20-30 years, so many are on their second or third. Clean gutters and a roof check before winter storms prevent most leaks.
When homes in 95864 were built
83% are detached houses. 23% heat with electricity. Median owner-reported value: $810,400.
Rebates for 95864 homes
- SMUD home rebates (SMUD (electricity provider for Sacramento, Elk Grove, Folsom, Citrus Heights and Rancho Cordova))
- City of Sacramento water rebates (City of Sacramento Department of Utilities)
- Switch Is On incentive finder (Statewide (California))
Permits in Sacramento
Which projects need a permit, how long it takes and where to apply.
Sacramento permit checkerPros serving Sacramento
- Plumbers in Sacramento
- Heating & AC Contractors in Sacramento
- Electricians in Sacramento
- Handyman Services in Sacramento
- Roofers in Sacramento
- Pest Control Companies in Sacramento
- Painters in Sacramento
- Landscapers & Tree Services in Sacramento
- General Contractors in Sacramento
- Solar Installers in Sacramento
Need something done in 95864?
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Get a proQuestions about homes in 95864
- How old are the homes in 95864?
- Half of the 10,530 homes in 95864 (Sacramento) were built before 1960, so the typical home is about 66 years old. 88% were built before 1980 and 4% since 2000.
- How do homes in 95864 heat?
- 75% heat with gas and 23% with electricity. Gas-heated homes are the ones heat pump rebates are aimed at.
- Are most homes in 95864 owned or rented?
- 75% are lived in by their owners and 25% are rented. 83% are detached single-family houses.
- What is the median home value in 95864?
- The Census estimate of the median owner-reported home value in 95864 is $810,400 (2020-2024 average).
Other Sacramento ZIPs
Housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for ZIP code tabulation area 95864 (estimates, via Census Reporter). "What homes usually need" is general guidance based on home age and heating type, not an inspection of any home.