San Jose, CA

Homes in 95128: what they're like and what they need

A plain-English report on the 14,951 homes in ZIP 95128, from public Census and city data, with the repairs and upgrades homes like these usually need.

1968

Typical home built

70%

Built before 1980

56%

Heat with gas

45%

Owner-occupied

What homes in 95128 usually need

Electrical panel check before an EV charger or heat pump

70% of homes here were built before 1980, when panels were often sized for much less load. Check yours before adding big electric items.

Earthquake bolting and bracing

Houses built before 1980 on raised foundations are the ones California's Earthquake Brace + Bolt program offers grants for. Check whether your home qualifies.

Lead-safe painting and remodeling

About 67% of homes here are older than 1978. Painters and remodelers working on them must follow EPA lead-safe rules (RRP certification).

Gas furnace to heat pump

56% of homes in 95128 heat with gas. A heat pump replaces the furnace and adds AC, and Bay Area rebates often cover a large share.

Older pipes and sewer lines

37% of homes here are from the 1950s or earlier, when galvanized supply pipes and clay or cast-iron sewer lines were common. A camera inspection of the sewer line is cheap insurance.

Roof and gutters before the rains

Half the homes here were built before 1969. Most roofs last 20-30 years, so many are on their second or third. Clean gutters and a roof check before winter storms prevent most leaks.

When homes in 95128 were built

2020 or later3%
2010s5%
2000s9%
1990s5%
1980s8%
1970s16%
1960s16%
1950s22%
1940s10%
1939 or earlier6%

42% are detached houses. 38% heat with electricity. Median owner-reported value: $1,262,600.

Rebates for 95128 homes

Find what you qualify for

Permits in San Jose

Which projects need a permit, how long it takes and where to apply.

San Jose permit checker

Pros serving San Jose

Need something done in 95128?

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Questions about homes in 95128

How old are the homes in 95128?
Half of the 14,951 homes in 95128 (San Jose) were built before 1968, so the typical home is about 58 years old. 70% were built before 1980 and 17% since 2000.
How do homes in 95128 heat?
56% heat with gas and 38% with electricity. Gas-heated homes are the ones heat pump rebates are aimed at.
Are most homes in 95128 owned or rented?
45% are lived in by their owners and 55% are rented. 42% are detached single-family houses.
What is the median home value in 95128?
The Census estimate of the median owner-reported home value in 95128 is $1,262,600 (2020-2024 average).

For local pros: trades that fit 95128

Compared with the other 68 ZIPs SVHN serves, homes here are among the best fits for:

  • Movers #12
  • Plumbing #15

Run a home-service business? SVHN's free Market Finder ranks every ZIP for your trade

Other San Jose ZIPs

Housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for ZIP code tabulation area 95128 (estimates, via Census Reporter). "What homes usually need" is general guidance based on home age and heating type, not an inspection of any home.

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