San Jose, CA
Homes in 95120: what they're like and what they need
A plain-English report on the 12,981 homes in ZIP 95120, from public Census and city data, with the repairs and upgrades homes like these usually need.
1976
Typical home built
67%
Built before 1980
78%
Heat with gas
89%
Owner-occupied
What homes in 95120 usually need
Gas furnace to heat pump
78% of homes in 95120 heat with gas. A heat pump replaces the furnace and adds AC, and Bay Area rebates often cover a large share.
Electrical panel check before an EV charger or heat pump
67% of homes here were built before 1980, when panels were often sized for much less load. Check yours before adding big electric items.
Earthquake bolting and bracing
Houses built before 1980 on raised foundations are the ones California's Earthquake Brace + Bolt program offers grants for. Check whether your home qualifies.
Lead-safe painting and remodeling
About 59% of homes here are older than 1978. Painters and remodelers working on them must follow EPA lead-safe rules (RRP certification).
Roof and gutters before the rains
Half the homes here were built before 1977. Most roofs last 20-30 years, so many are on their second or third. Clean gutters and a roof check before winter storms prevent most leaks.
Water heater check
Most tank water heaters last 8-12 years. Rust at the base, rumbling or lukewarm water are the usual signs it's near the end.
When homes in 95120 were built
88% are detached houses. 17% heat with electricity. Median owner-reported value: $2,000,000+.
Rebates for 95120 homes
- San José Clean Energy EcoHome Rebates (San José Clean Energy (San Jose's electricity provider))
- Valley Water Landscape Rebate Program (Valley Water (Santa Clara County water district))
- BayREN home energy programs (Bay Area Regional Energy Network (9 Bay Area counties))
- Switch Is On incentive finder (Statewide (California))
Permits in San Jose
Which projects need a permit, how long it takes and where to apply.
San Jose permit checkerPros serving San Jose
- Plumbers in San Jose
- Heating & AC Contractors in San Jose
- Electricians in San Jose
- Handyman Services in San Jose
- Roofers in San Jose
- Pest Control Companies in San Jose
- Painters in San Jose
- Landscapers & Tree Services in San Jose
- General Contractors in San Jose
- Solar Installers in San Jose
Need something done in 95120?
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Get a proQuestions about homes in 95120
- How old are the homes in 95120?
- Half of the 12,981 homes in 95120 (San Jose) were built before 1976, so the typical home is about 50 years old. 67% were built before 1980 and 4% since 2000.
- How do homes in 95120 heat?
- 78% heat with gas and 17% with electricity. Gas-heated homes are the ones heat pump rebates are aimed at.
- Are most homes in 95120 owned or rented?
- 89% are lived in by their owners and 11% are rented. 88% are detached single-family houses.
- What is the median home value in 95120?
- The Census estimate of the median owner-reported home value in 95120 is $2,000,000+ (2020-2024 average).
For local pros: trades that fit 95120
Compared with the other 68 ZIPs SVHN serves, homes here are among the best fits for:
- Roofing #1
- Gutters #2
- Solar #2
- Landscaping & Trees #2
- Pools & Spas #2
- Pressure Washing #2
- Heating & AC #3
- Electrical #3
Run a home-service business? SVHN's free Market Finder ranks every ZIP for your trade
Other San Jose ZIPs
Housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for ZIP code tabulation area 95120 (estimates, via Census Reporter). "What homes usually need" is general guidance based on home age and heating type, not an inspection of any home.