Grass Valley, CA

Homes in 95945: what they're like and what they need

A plain-English report on the 12,944 homes in ZIP 95945, from public Census and city data, with the repairs and upgrades homes like these usually need.

1977

Typical home built

56%

Built before 1980

49%

Heat with gas

58%

Owner-occupied

What homes in 95945 usually need

Defensible space before fire season

California asks foothill homeowners to keep up to 100 feet of defensible space: clear dead plants and gutters near the house, and thin brush and trees farther out. Insurers increasingly check it.

Electrical panel check before an EV charger or heat pump

56% of homes here were built before 1980, when panels were often sized for much less load. Check yours before adding big electric items.

Lead-safe painting and remodeling

About 53% of homes here are older than 1978. Painters and remodelers working on them must follow EPA lead-safe rules (RRP certification).

Chimney sweep and wood stove check

9% of homes here heat with wood. Creosote builds up every season; a yearly sweep and inspection before winter prevents chimney fires.

Older pipes and sewer lines

27% of homes here are from the 1950s or earlier, when galvanized supply pipes and clay or cast-iron sewer lines were common. A camera inspection of the sewer line is cheap insurance.

Roof and gutters before the rains

Half the homes here were built before 1978. Most roofs last 20-30 years, so many are on their second or third. Clean gutters and a roof check before winter storms prevent most leaks.

When homes in 95945 were built

2020 or later2%
2010s2%
2000s12%
1990s10%
1980s17%
1970s19%
1960s10%
1950s10%
1940s7%
1939 or earlier11%

67% are detached houses. 22% heat with electricity. Median owner-reported value: $539,500.

Rebates for 95945 homes

Find what you qualify for

Permits in Grass Valley

Which projects need a permit, how long it takes and where to apply.

Grass Valley permit checker

Pros serving Grass Valley

Need something done in 95945?

Tell us once. SVHN finds a checked local pro, and you approve before anyone comes out.

Get a pro

Questions about homes in 95945

How old are the homes in 95945?
Half of the 12,944 homes in 95945 (Grass Valley) were built before 1977, so the typical home is about 49 years old. 56% were built before 1980 and 16% since 2000.
How do homes in 95945 heat?
16% heat with propane, 49% with utility gas, 22% with electricity and 9% with wood. Propane is usually the costliest, so those homes save the most with a heat pump.
Are most homes in 95945 owned or rented?
58% are lived in by their owners and 42% are rented. 67% are detached single-family houses.
What is the median home value in 95945?
The Census estimate of the median owner-reported home value in 95945 is $539,500 (2020-2024 average).

Other Grass Valley ZIPs

Housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for ZIP code tabulation area 95945 (estimates, via Census Reporter). "What homes usually need" is general guidance based on home age and heating type, not an inspection of any home.

Schools win when neighbors hire. SVHN gives 2.5% of its fee on every finished job to the local school you choose.