Tracy, CA

Homes in 95304: what they're like and what they need

A plain-English report on the 5,410 homes in ZIP 95304, from public Census and city data, with the repairs and upgrades homes like these usually need.

1999

Typical home built

28%

Built before 1980

50%

Heat with gas

60%

Owner-occupied

What homes in 95304 usually need

Gas furnace to heat pump

50% of homes in 95304 heat with gas. A heat pump replaces the furnace and adds AC, and Bay Area rebates often cover a large share.

Original furnace, AC and water heater

49% of homes here were built since 2000. Water heaters usually last 8-12 years and furnaces and AC 15-20, so many original systems are due now.

Roof and gutters before the rains

Half the homes here were built before 2000. Most roofs last 20-30 years, so many are on their second or third. Clean gutters and a roof check before winter storms prevent most leaks.

Water heater check

Most tank water heaters last 8-12 years. Rust at the base, rumbling or lukewarm water are the usual signs it's near the end.

When homes in 95304 were built

2020 or later1%
2010s25%
2000s23%
1990s14%
1980s9%
1970s8%
1960s6%
1950s6%
1940s5%
1939 or earlier3%

73% are detached houses. 33% heat with electricity. Median owner-reported value: $893,600.

Rebates for 95304 homes

Find what you qualify for

Permits in Tracy

Which projects need a permit, how long it takes and where to apply.

Tracy permit checker

Pros serving Tracy

Need something done in 95304?

Tell us once. SVHN finds a checked local pro, and you approve before anyone comes out.

Get a pro

Questions about homes in 95304

How old are the homes in 95304?
Half of the 5,410 homes in 95304 (Tracy) were built before 1999, so the typical home is about 27 years old. 28% were built before 1980 and 49% since 2000.
How do homes in 95304 heat?
50% heat with gas and 33% with electricity. Gas-heated homes are the ones heat pump rebates are aimed at.
Are most homes in 95304 owned or rented?
60% are lived in by their owners and 40% are rented. 73% are detached single-family houses.
What is the median home value in 95304?
The Census estimate of the median owner-reported home value in 95304 is $893,600 (2020-2024 average).

For local pros: trades that fit 95304

Compared with the other 68 ZIPs SVHN serves, homes here are among the best fits for:

  • Appliance Repair #11
  • Locksmith #18

Run a home-service business? SVHN's free Market Finder ranks every ZIP for your trade

Other Tracy ZIPs

Housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for ZIP code tabulation area 95304 (estimates, via Census Reporter). "What homes usually need" is general guidance based on home age and heating type, not an inspection of any home.

Schools win when neighbors hire. SVHN gives 2.5% of its fee on every finished job to the local school you choose.