Gilroy, CA
Homes in 95020: what they're like and what they need
A plain-English report on the 20,822 homes in ZIP 95020, from public Census and city data, with the repairs and upgrades homes like these usually need.
1987
Typical home built
38%
Built before 1980
59%
Heat with gas
64%
Owner-occupied
What homes in 95020 usually need
Gas furnace to heat pump
59% of homes in 95020 heat with gas. A heat pump replaces the furnace and adds AC, and Bay Area rebates often cover a large share.
Earthquake bolting and bracing
Houses built before 1980 on raised foundations are the ones California's Earthquake Brace + Bolt program offers grants for. Check whether your home qualifies.
Lead-safe painting and remodeling
About 35% of homes here are older than 1978. Painters and remodelers working on them must follow EPA lead-safe rules (RRP certification).
Roof and gutters before the rains
Half the homes here were built before 1988. Most roofs last 20-30 years, so many are on their second or third. Clean gutters and a roof check before winter storms prevent most leaks.
Water heater check
Most tank water heaters last 8-12 years. Rust at the base, rumbling or lukewarm water are the usual signs it's near the end.
When homes in 95020 were built
73% are detached houses. 30% heat with electricity. Median owner-reported value: $1,059,100.
Rebates for 95020 homes
- Silicon Valley Clean Energy Home Rebates (Silicon Valley Clean Energy (your electricity provider))
- Valley Water Landscape Rebate Program (Valley Water (Santa Clara County water district))
- BayREN home energy programs (Bay Area Regional Energy Network (9 Bay Area counties))
- Switch Is On incentive finder (Statewide (California))
Permits in Gilroy
Which projects need a permit, how long it takes and where to apply.
Gilroy permit checkerPros serving Gilroy
- Plumbers in Gilroy
- Heating & AC Contractors in Gilroy
- Electricians in Gilroy
- Handyman Services in Gilroy
- Roofers in Gilroy
- Pest Control Companies in Gilroy
- Painters in Gilroy
- Landscapers & Tree Services in Gilroy
- General Contractors in Gilroy
- Solar Installers in Gilroy
Need something done in 95020?
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Get a proQuestions about homes in 95020
- How old are the homes in 95020?
- Half of the 20,822 homes in 95020 (Gilroy) were built before 1987, so the typical home is about 39 years old. 38% were built before 1980 and 32% since 2000.
- How do homes in 95020 heat?
- 59% heat with gas and 30% with electricity. Gas-heated homes are the ones heat pump rebates are aimed at.
- Are most homes in 95020 owned or rented?
- 64% are lived in by their owners and 36% are rented. 73% are detached single-family houses.
- What is the median home value in 95020?
- The Census estimate of the median owner-reported home value in 95020 is $1,059,100 (2020-2024 average).
Housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for ZIP code tabulation area 95020 (estimates, via Census Reporter). "What homes usually need" is general guidance based on home age and heating type, not an inspection of any home.