

Empire Home Loans - Dan Mandoza
Where We Serve
Serving homeowners throughout these local communities.
About Empire Home Loans - Dan Mandoza
Empire Home Loans - Dan Mandoza is listed on Silicon Valley Home Network under Direct Lender, based in Tracy.
Hiring a mortgage lender in Tracy
Mortgage loan officers must be licensed. Look up any loan officer's NMLS number at nmlsconsumeraccess.org.
Questions to ask
- Compare Loan Estimates from more than one lender.
- Ask about rate locks and how long they last.
- Don't open new credit while your loan is in process.
What affects the price
- Rate and points
- Lender fees
- Loan type
- Credit and down payment
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