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Empire Home Loans - Dan Mandoza

Where We Serve

Serving homeowners throughout these local communities.

About Empire Home Loans - Dan Mandoza

Empire Home Loans - Dan Mandoza is listed on Silicon Valley Home Network under Direct Lender, based in Tracy.

Hiring a mortgage lender in Tracy

Mortgage loan officers must be licensed. Look up any loan officer's NMLS number at nmlsconsumeraccess.org.

Questions to ask

  • Compare Loan Estimates from more than one lender.
  • Ask about rate locks and how long they last.
  • Don't open new credit while your loan is in process.

What affects the price

  • Rate and points
  • Lender fees
  • Loan type
  • Credit and down payment

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