Lincoln, CA

Homes in 95648: what they're like and what they need

A plain-English report on the 22,613 homes in ZIP 95648, from public Census and city data, with the repairs and upgrades homes like these usually need.

2004

Typical home built

11%

Built before 1980

69%

Heat with gas

84%

Owner-occupied

What homes in 95648 usually need

Original furnace, AC and water heater

74% of homes here were built since 2000. Water heaters usually last 8-12 years and furnaces and AC 15-20, so many original systems are due now.

Defensible space before fire season

California asks foothill homeowners to keep up to 100 feet of defensible space: clear dead plants and gutters near the house, and thin brush and trees farther out. Insurers increasingly check it.

Gas furnace to heat pump

69% of homes in 95648 heat with gas. A heat pump replaces the furnace and adds AC, and local utility rebates often cover a large share.

Water heater check

Most tank water heaters last 8-12 years. Rust at the base, rumbling or lukewarm water are the usual signs it's near the end.

When homes in 95648 were built

2020 or later5%
2010s11%
2000s58%
1990s9%
1980s6%
1970s4%
1960s3%
1950s1%
1940s1%
1939 or earlier2%

92% are detached houses. 19% heat with electricity. Median owner-reported value: $657,800.

Rebates for 95648 homes

Find what you qualify for

Permits in Lincoln

Which projects need a permit, how long it takes and where to apply.

Lincoln permit checker

Pros serving Lincoln

Need something done in 95648?

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Questions about homes in 95648

How old are the homes in 95648?
Half of the 22,613 homes in 95648 (Lincoln) were built before 2004, so the typical home is about 22 years old. 11% were built before 1980 and 74% since 2000.
How do homes in 95648 heat?
69% heat with gas and 19% with electricity. Gas-heated homes are the ones heat pump rebates are aimed at.
Are most homes in 95648 owned or rented?
84% are lived in by their owners and 16% are rented. 92% are detached single-family houses.
What is the median home value in 95648?
The Census estimate of the median owner-reported home value in 95648 is $657,800 (2020-2024 average).

Housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates for ZIP code tabulation area 95648 (estimates, via Census Reporter). "What homes usually need" is general guidance based on home age and heating type, not an inspection of any home.

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